Episode 61 – Women’s Wealth Shift with Kelly Gushue: Owning Your Financial Future

Do you want to feel confident with money and stop carrying fear, scarcity, or someone else’s money story?

In this episode, I’m joined by Kelly Gushue, former Wall Street insider and founder of Personal Finance Warrior, to break down what it really takes for women to build wealth and step into financial independence. From her mom losing access to money after leaving a marriage to graduating with $120K in debt, Kelly shares the experiences that shaped her mission.

We talk about why investing feels so overwhelming, the biggest mistakes women make (like sitting on too much cash), and why the “Women’s Wealth Shift” makes this conversation more important than ever.

Plus, you’ll walk away with simple, actionable steps—like the three accounts every woman should have and how to start investing with confidence.

This is your permission to invest, build wealth, and take up space financially.

Listen to the episode here

Watch the episode here

Welcome to our latest blog post inspired by a dynamic episode of “The Art of Badassery” podcast. Hosted by Jenn Cassetta, the episode features an enlightening conversation with Kelly Gushue, a Wall Street Insider and founder of Personal Finance Warrior. Together, they delve into empowering strategies for women to take control of their finances and build lasting wealth.

Unveiling the Power of Financial Independence

The Importance of Intentions

Jenn Cassetta kicks off the episode by sharing her intention: for more women to have control over their wealth, believing that this will lead to a better, more generous world. Kelly Gushue echoes this sentiment, emphasizing the need to energize women about money and to provide helpful resources to encourage proactive financial management.

Personal Finance Journey

Kelly Gushue recounts her personal journey that led her to finance. From witnessing her mother’s struggle with financial independence to finding herself in substantial debt after grad school, Kelly shares how these experiences motivated her to embrace investing and financial independence.

Money Stories and Shifting Mindsets

Both Jenn and Kelly reflect on how early money stories shape financial perspectives. Kelly narrates a vivid childhood memory that instilled in her a scarcity mindset but later propelled her to work hard for financial freedom. Jenn shares a breakthrough moment in recognizing that her fear of money was inherited from her mother, leading her to shift her money mindset to one of abundance.

Tools and Strategies for Financial Empowerment

Understand the Financial Landscape for Women

Kelly highlights five reasons why investing is different for women: the upcoming women’s wealth shift, the gender pay gap, longer life expectancy, time off for family, and the potential to be the first to manage retirement savings in their family. These factors create a unique context for women’s finances.

Common Financial Mistakes

The podcast discusses frequent financial blunders women make, such as keeping too much cash uninvested and not having a financial plan. Kelly emphasizes the importance of starting with a financial plan and taking incremental steps towards investment.

Learning from Women’s Money Stories

Kelly encourages listeners to reflect on their earliest money memories to understand their own financial behaviors. Recognizing whether you operate from a place of scarcity or abundance can be a crucial step towards financial empowerment.

The Women’s Wealth Shift and Future of Finance

The Great Wealth Transfer

By 2030, women will control a majority of investible assets, a phenomenon Kelly dubs the “Women’s Wealth Shift.” This era of financial power promises to reshape investment landscapes, particularly in areas like women’s healthcare and entrepreneurship, where women can fund and support each other’s ventures more robustly.

Practical Financial Self-Defense

Kelly shares a simple three-step money system: a cash account, an emergency savings account, and an investment account. This layered approach aims to ensure women have immediate, emergency, and long-term financial security. She stresses the importance of high-yield savings accounts and investment accounts for financial flexibility and empowerment.

Takeaways from the Episode

  1. Recognize and Revise Your Money Story: Understanding your money story is essential. If your mindset is rooted in scarcity, work towards shifting it to one of abundance to support wealth building.
  2. Establish a Financial Plan: Even a simple financial plan can significantly impact achieving financial freedom. Investing is vital, and starting small is key.
  3. Embrace the Women’s Wealth Shift: The imminent financial power shift offers opportunities for women to redefine their influence in financial, healthcare, and entrepreneurial spaces.

Conclusion

This episode of “The Art of Badassery” with Jenn Cassetta and Kelly Gushue is a powerful reminder of the importance of financial self-defense and empowerment for women. As we step into an era of unprecedented financial opportunity, it is crucial for women to embrace education, develop a robust financial plan, and shift towards a more abundant mindset.

Important Links

About Kelly Gushue 

Kelly Gushue is a former investment industry insider turned Financial Coach. As the founder of Personal Finance Warrior (www.PersonalFinanceWarrior.com), she helps women take control of their finances, invest with confidence, and build lasting wealth. Drawing on her experience as a Portfolio Strategist and Financial Advisor, Kelly knows how overwhelming investing can feel—and she’s passionate about making it approachable, practical, and empowering. Whether it’s financial markets, real estate, digital assets, or alternative investments, Kelly guides women step-by-step to achieve financial freedom on their terms.

Learn more about Kelly Gushue at https://personalfinancewarrior.com/

Episode 60 – We Deserve More: Unpacking Reproductive Healthcare with Nikki Sapiro Vinckier

Have you ever left a doctor’s appointment feeling dismissed, unheard, or questioning your own body?

In this episode of The Art of Badassery, I sit down with Nikki Sapiro Vinckier—OB-GYN physician assistant, reproductive health advocate, and author of the upcoming book We Deserve More to unpack medical gaslighting, power dynamics in healthcare, and how to confidently advocate for yourself.

Nikki shares how her personal experiences from gaps in postpartum care to surviving childhood sexual abuse have shaped her work and the online community she’s built. Together, we explore the complex history of U.S. gynecology, disparities in care for Black women, and real-life examples of gaslighting, including delayed endometriosis diagnoses.

We also dive into navigating perimenopause and menopause, and discuss practical ways to protect yourself in medical settings like requesting a chaperone or declining an exam if something doesn’t feel right.

Listen to the episode here

Watch the episode here

Welcome to our latest blog post inspired by an enlightening episode from the Art of Bad Assery podcast. Hosted by Jenn Cassetta, this episode features Nikki Sapiro Vinckier, an OB/GYN physician assistant, reproductive health advocate, and author of the upcoming book “We Deserve More.” Together, they uncover the layers of medical gaslighting, exploring its impact on women’s healthcare, and share empowering strategies for self-advocacy.

Medical Setting Challenges

Jenn Cassetta and her guest, Nikki Sapiro Vinckier, dive into the complex world of medical gaslighting and its effects on women’s experiences in healthcare. They discuss how patients often feel unheard and dismissed, especially when their concerns about health are trivialized by professionals. This lack of acknowledgment can lead women to doubt their own experiences and impede their pursuit of necessary care.

A History Uncovered

Sapiro Vinckier reveals the troubling origins of gynecology in the United States, shedding light on the systemic biases that persist today. Through her research and personal experiences, she highlights the importance of recognizing past injustices and using that awareness to improve current healthcare practices, particularly for marginalized groups.

The Fight for Better Care

In her book “We Deserve More,” Nikki Sapiro Vinckier emphasizes the need for systemic change in reproductive healthcare. During the podcast, she discusses how women can empower themselves within a flawed medical system. From learning to recognize medical gaslighting to understanding power dynamics, the conversation underscores the importance of being informed and prepared to advocate for yourself and others.

Empowering Community Support

Nikki shares how her personal journey through the healthcare system opened her eyes to widespread issues. After experiencing inadequate care herself, she turned frustration into action by building a community that supports women’s health advocacy. By speaking out online and sharing stories, Sapiro Vinckier and Cassetta highlight the power of collective voice and action.

Takeaways from This Episode

  1. Recognize Medical Gaslighting: Understanding the signs of medical gaslighting can empower women to trust their instincts and seek the care they deserve. It’s vital for patients and providers to have open, honest communication based on trust and respect.
  2. Learn from History: Acknowledging the historical roots of reproductive healthcare exposes the systemic issues affecting current practices. Awareness is a critical step toward advocating for equitable healthcare for all.
  3. Advocate for Change: Through education and community support, women can drive change in how healthcare is delivered. By sharing information and empowering others, we can collectively work toward a system that truly supports women’s health and wellbeing.

Conclusion

The Art of Bad Assery podcast delivers a powerful message about self-advocacy and system reform in women’s healthcare. Nikki Sapiro Vinckier’s insights provide a roadmap for navigating these challenges, encouraging listeners to engage actively in their own healthcare journey. For more empowering discussions, subscribe to the podcast and tune in to hear from incredible women making a difference.

Important Links

About Nikki Sapiro Vinckier

Nikki Sapiro Vinckier is an OB/GYN Physician Assistant with more than a decade of clinical experience and the founder of Take Back Trust, a digital platform designed to help people navigate reproductive healthcare with confidence, clarity, and without shame. Through Take Back Trust, she provides education, visit-planning tools, real-world scripts, and “Know Your Rights” guides that center patients—not systems. Her work supports individuals across a wide range of experiences, including choosing birth control, navigating miscarriage or loss, accessing abortion care, seeking queer-affirming medicine, and advocating for themselves in medical settings.

In addition to her clinical and platform work, Nikki is a content creator, media strategist, and public speaker focused on reproductive freedom, health equity, and dismantling stigma in medicine. She collaborates with campaigns, coalitions, and advocacy organizations nationwide to develop messaging that resonates deeply and inspires action. In 2024, she joined the Harris for President digital team in Michigan. Her work has been featured in outlets including HuffPost, Newsweek, the Detroit Free Press, Gander Newsroom, and Courier News, among others.

Learn more about Nikki at https://www.nikkivinck.com/